Financing Through MarineMax

MarineMax, the world’s largest and most trusted recreational marine dealer, has formed partnerships with leading lenders within the industry to offer some of the most competitive rates on boat loans across the US. Our finance experts are fully prepared to provide you with simple short-term and long-term, hassle-free financing packages to make your boat purchase as comfortable and easy. 
two boats in the sunset

Finance a New Boat

Don’t let the opportunity to own a new boat pass you by!
Finance a New Boat
walking down the dock off the boat

Finance a Used Boat

With a wide variety of used boats, rest assured knowing that each is subject to a thorough inspection.
Finance a Used Boat
Man driving a boat

Refinance Your Boat

MarineMax may be able to help you lower your payment or achieve a better rate on your boat or yacht loan.
Refinance Your Boat

Frequently Asked Questions About Financing Your Boat Purchase

Boat Finance FAQ

What Type of Credit Do I Need to Buy a Boat?

The finance experts at your local MarineMax are prepared to provide you with simple short-term and long-term, hassle-free financing packages. They can help guide you through the ins-and-outs of obtaining a loan.

Boat Finance FAQ

Why Finance When I Can Borrow Against Investments for a Boat?

With MarineMax, when you finance through us, the rate of your loan is fixed and will not fluctuate during the life of your loan.

Boat Finance FAQ

Can I Apply Online?

MarineMax makes it easy to start enjoying the boating lifestyle with affordable and easy to obtain financing - online.

Boat Finance FAQ

What Are the Benefits of a Boat Business Manager?

Start enjoying the boating lifestyle with affordable and easy to obtain financing. Most banks will offer boat loans that use the boat as collateral. Typically, banks will require the boat buyer to pay a minimum of 20% of the boats full value and the bank sets the value. Many bankers are unaware of the many nuances of financing a new or used boat. Consider the MarineMax alternative for boat financing.

Boat Finance FAQ

Can I Close Remotely on a Boat?

Can I complete my purchase remotely if I am unable to meet with a MarineMax representative in person?

Boat Finance FAQ

Can I Finance Optional Boat Equipment?

A huge benefit of working with MarineMax is the ability to roll any optional equipment you purchase into your financing.

Boat Finance FAQ

Do You Help Register My Boat?

MarineMax take care of all ownership and registration paperwork for you so that everything is ready to go at time of closing.

Page Position for form
Finance and Insurance Inquiry

Connect with a Business Manager

MarineMax will use the information you provide on this form to be in touch with you and to provide updates and marketing. Please let us know all the ways we can contact you:

Payment Calculator

Calculate monthly boat payments or total cost.

The results displayed here are only an estimate. Please contact a MarineMax sales representative for your actual payments or a financing quote.

  • Meet the Finance Team

    Our knowledgeable finance professionals are there for you every step of the way and are happy to answer all your questions about the entire process.  
  • Planned Maintenance

    Scheduling proper maintenance for your Mercury engine is important so you can be out on the water longer. MarineMax's planned maintenance program is a stress-free process with multiple ways to schedule such as on the MarineMax App, online, or calling your local store. Schedule your engine maintenance today to continue creating life lasting memories on the water. 
Boat in the water during sunset

Customer Care

At MarineMax, our number one priority is to make our customers happy and to offer the best service and options to make life on the water an absolute pleasure.
Learn More
Couple sitting together on the back of a boat


Let us protect your investment with premium insurance for your boat or yacht.
Learn More
couple on yacht smiling and laughing

Finance Your Boat

When it comes to financing the boat you've always wanted, our team has you covered.
Explore Finance Options