Boat Finance FAQ
Why Finance When I Can Borrow Against Investments for a Boat?
With MarineMax, when you finance through us, the rate of your loan is fixed and will not fluctuate during the life of your loan.
Boat Financing
Start enjoying the boating lifestyle with affordable and easy to obtain financing. Most banks will offer boat loans that use the boat as collateral. Typically, banks will require the boat buyer to pay a minimum of 20% of the boats full value and the bank sets the value. Many bankers are unaware of the many nuances of financing a new or used boat. Consider the MarineMax alternative for boat financing.
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Boat Financing Experts Ready for You
MarineMax, the world’s largest and most trusted recreational marine dealer, has formed partnerships with the marine industries leading lenders to allow us to offer some of the most competitive rates on boat loans all across the United States. The finance experts at your local MarineMax are prepared to provide you with simple short-term and long-term, hassle-free financing packages. They can help guide you through the ins-and-outs of obtaining a loan including what boats qualify as a vacation home and can have the financing payment used as a tax write-off. Our goal is to make it comfortable and easy to begin enjoying your boating lifestyle at your earliest convenience.
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Need Extra Protection?
In addition to providing helpful financial services, your local MarineMax can assist with extended warranties, maintenance plans, insurance policies, and significantly more. The team members at every local MarineMax are passionate about getting you and your family on the water quickly and worry free. We want to create enduring relationships and provide exemplary services that result in an unbeatable total-ownership experience.
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Insurance Made Easy
Our no-worry insurance options won’t keep you awake at night. To protect your new vessel, MarineMax offers “insomnia-free” comprehensive property and casualty coverage (aka hull insurance). We even look after your financing with our credit life and disability policies. Our programs are extremely comprehensive, competitively priced, secure and simple to obtain. -
Planned Maintenance
Scheduling proper maintenance for your Mercury engine is important so you can be out on the water longer. MarineMax's planned maintenance program is a stress-free process with multiple ways to schedule such as on the MarineMax App, online, or calling your local store. Schedule your engine maintenance today to continue creating life lasting memories on the water.
Helpful Tools for Financing
Payment Calculator
Calculate monthly boat payments or total cost.
The results displayed here are only an estimate. Please contact a MarineMax sales representative for your actual payments or a financing quote.
Frequently Asked Questions About Financing Your Boat Purchase
Boat Finance FAQ
Can I Apply Online?
MarineMax makes it easy to start enjoying the boating lifestyle with affordable and easy to obtain financing - online.
Boat Finance FAQ
What Are the Benefits of a Boat Business Manager?
Start enjoying the boating lifestyle with affordable and easy to obtain financing. Most banks will offer boat loans that use the boat as collateral. Typically, banks will require the boat buyer to pay a minimum of 20% of the boats full value and the bank sets the value. Many bankers are unaware of the many nuances of financing a new or used boat. Consider the MarineMax alternative for boat financing.
Boat Finance FAQ
What Type of Credit Do I Need to Buy a Boat?
The finance experts at your local MarineMax are prepared to provide you with simple short-term and long-term, hassle-free financing packages. They can help guide you through the ins-and-outs of obtaining a loan.
Boat Finance FAQ
Differences Between Manufacturer and Extended Boat Warranty
Find the differences between your boat manufacturer's warranty and the extended service contracts offered by MarineMax, including how the extended service contract can fill the gap in some of the limitations of the manufacturer's warranty.
Boat Finance FAQ
Do I Need to Insure My Boat?
There are some states that do not require insurance if you are not financing a boat, though we recommend you do. If you are financing your boat, our lenders do require that you have insurance on your boat.
Find Your Yacht
Yacht ownership at MarineMax comes with superb benefits like rendezvous trips and parties, VIP boat show access, and dedicated yacht owner services. Start down the path and explore our stunning yachts.
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Find Your Perfect Boat Today
Start your search for the boat that has it all for your lifestyle! Explore premium new, used, and brokerage boats.
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First-Rate Boat Repair
From providing world-class service with factory-certified technicians to finding marina slips and dry storage locations, your MarineMax team will always be there.
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