Boat Financing

Start enjoying the boating lifestyle with affordable and easy to obtain financing. Most banks will offer boat loans that use the boat as collateral. Typically, banks will require the boat buyer to pay a minimum of 20% of the boats full value and the bank sets the value. Many bankers are unaware of the many nuances of financing a new or used boat. Consider the MarineMax alternative for boat financing.

  • Boat Financing Experts Ready for You

    MarineMax, the world’s largest and most trusted recreational marine dealer, has formed partnerships with the marine industries leading lenders to allow us to offer some of the most competitive rates on boat loans all across the United States. The finance experts at your local MarineMax are prepared to provide you with simple short-term and long-term, hassle-free financing packages. They can help guide you through the ins-and-outs of obtaining a loan including what boats qualify as a vacation home and can have the financing payment used as a tax write-off. Our goal is to make it comfortable and easy to begin enjoying your boating lifestyle at your earliest convenience.

  • Need Extra Protection?

    In addition to providing helpful financial services, your local MarineMax can assist with extended warranties, maintenance plans, insurance policies, and significantly more. The team members at every local MarineMax are passionate about getting you and your family on the water quickly and worry free. We want to create enduring relationships and provide exemplary services that result in an unbeatable total-ownership experience.

  • Insurance Made Easy

    Our no-worry insurance options won’t keep you awake at night. To protect your new vessel, MarineMax offers “insomnia-free” comprehensive property and casualty coverage (aka hull insurance). We even look after your financing with our credit life and disability policies. Our programs are extremely comprehensive, competitively priced, secure and simple to obtain.
  • Planned Maintenance

    Scheduling proper maintenance for your Mercury engine is important so you can be out on the water longer. MarineMax's planned maintenance program is a stress-free process with multiple ways to schedule such as on the MarineMax App, online, or calling your local store. Schedule your engine maintenance today to continue creating life lasting memories on the water. 
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Frequently Asked Questions About Financing Your Boat Purchase

Boat Finance FAQ

What Are the Benefits of a Boat Business Manager?

Start enjoying the boating lifestyle with affordable and easy to obtain financing. Most banks will offer boat loans that use the boat as collateral. Typically, banks will require the boat buyer to pay a minimum of 20% of the boats full value and the bank sets the value. Many bankers are unaware of the many nuances of financing a new or used boat. Consider the MarineMax alternative for boat financing.

Boat Finance FAQ

What Type of Credit Do I Need to Buy a Boat?

The finance experts at your local MarineMax are prepared to provide you with simple short-term and long-term, hassle-free financing packages. They can help guide you through the ins-and-outs of obtaining a loan.

Boat Finance FAQ

Why Finance When I Can Borrow Against Investments for a Boat?

With MarineMax, when you finance through us, the rate of your loan is fixed and will not fluctuate during the life of your loan.

Boat Finance FAQ

Differences Between Manufacturer and Extended Boat Warranty

Find the differences between your boat manufacturer's warranty and the extended service contracts offered by MarineMax, including how the extended service contract can fill the gap in some of the limitations of the manufacturer's warranty.

Boat Finance FAQ

Do I Need to Insure My Boat?

There are some states that do not require insurance if you are not financing a boat, though we recommend you do. If you are financing your boat, our lenders do require that you have insurance on your boat.

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From providing world-class service with factory-certified technicians to finding marina slips and dry storage locations, your MarineMax team will always be there.
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