Boat Finance FAQ
Why Finance When I Can Borrow Against Investments for a Boat?
With MarineMax, when you finance through us, the rate of your loan is fixed and will not fluctuate during the life of your loan.
Start enjoying the boating lifestyle with affordable and easy to obtain financing. Most banks will offer boat loans that use the boat as collateral. Typically, banks will require the boat buyer to pay a minimum of 20% of the boats full value and the bank sets the value. Many bankers are unaware of the many nuances of financing a new or used boat. Consider the MarineMax alternative for boat financing.
MarineMax, the world’s largest and most trusted recreational marine dealer, has formed partnerships with the marine industries leading lenders to allow us to offer some of the most competitive rates on boat loans all across the United States. The finance experts at your local MarineMax are prepared to provide you with simple short-term and long-term, hassle-free financing packages. They can help guide you through the ins-and-outs of obtaining a loan including what boats qualify as a vacation home and can have the financing payment used as a tax write-off. Our goal is to make it comfortable and easy to begin enjoying your boating lifestyle at your earliest convenience.
In addition to providing helpful financial services, your local MarineMax can assist with extended warranties, maintenance plans, insurance policies, and significantly more. The team members at every local MarineMax are passionate about getting you and your family on the water quickly and worry free. We want to create enduring relationships and provide exemplary services that result in an unbeatable total-ownership experience.
The results displayed here are only an estimate. Please contact a MarineMax sales representative for your actual payments or a financing quote.
MarineMax makes it easy to start enjoying the boating lifestyle with affordable and easy to obtain financing - online.
Start enjoying the boating lifestyle with affordable and easy to obtain financing. Most banks will offer boat loans that use the boat as collateral. Typically, banks will require the boat buyer to pay a minimum of 20% of the boats full value and the bank sets the value. Many bankers are unaware of the many nuances of financing a new or used boat. Consider the MarineMax alternative for boat financing.
The finance experts at your local MarineMax are prepared to provide you with simple short-term and long-term, hassle-free financing packages. They can help guide you through the ins-and-outs of obtaining a loan.
With MarineMax, when you finance through us, the rate of your loan is fixed and will not fluctuate during the life of your loan.
Find the differences between your boat manufacturer's warranty and the extended service contracts offered by MarineMax, including how the extended service contract can fill the gap in some of the limitations of the manufacturer's warranty.
There are some states that do not require insurance if you are not financing a boat, though we recommend you do. If you are financing your boat, our lenders do require that you have insurance on your boat.
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